For consumers
Money you can stop worrying about.
Whether you're buying second-hand on Facebook, paying a fundi, or saving with friends — Ahadi makes sure both sides keep their word.
Buy without the gamble
Pay into escrow. We only release the money when the item arrives and you confirm.
Sell with proof
Verified buyers, locked payments, and dispute-free deliveries become your reputation.
One wallet, every rail
Top up from M-Pesa, Airtel Money, bank or card. Withdraw anywhere.
Save toward what matters
Set a goal, lock the funds, and pay the merchant directly when you're ready.
Group goals (chama)
Pool money toward a borehole, a wedding, school fees. Rules everyone signed off on.
Works on the phone you have
Lightweight Android & iOS app. USSD fallback for the day the data dies.
Get started
Trust built in.
Start using Ahadi for your next transaction — free for buyers, with escrow protecting both sides.